Short-Term vs. Long-Term Disability Benefits, Explained

The distinction between short-term and long-term disability benefits can often seem like an overwhelming labyrinth. However, understanding the nuances of these different benefits is crucial,… Read More

How Do I Find a Disability Lawyer?

How Do I Find a Disability Lawyer? Selecting a Disability Lawyer If your Short-Term Disability (STD) or Long-Term Disability (LTD) insurance claim has… Read More

Surveillance in Mental Health Long-Term Disability (LTD) Claims

LTD and Mental Health Surveillance June 4, 2019 A while back we wrote an article about the use of surveillance by insurance companies in Long-Term… Read More

Can my Long-Term Disability (LTD) Claim be Denied Because of a Pre-Existing Condition?

Can my Long-Term Disability (LTD) Claim be Denied Because of a Pre-Existing Condition? Most group long-term disability (LTD) policies contain exclusions. One of the most… Read More

What do you do if your Short-Term or Long-Term Disability (LTD) Benefit Claim has been Denied

What do you do if your STD or LTD Benefit Claim has Been Denied or Terminated? October 27, 2016 You have spent months providing the… Read More

Dear Ontario Teachers

https://www.pexels.com/photo/art-artistic-bright-color-220320/ https://www.pexels.com/photo/close-up-photography-of-colored-pencils-743986/ https://www.pexels.com/photo/art-artistic-bright-color-220502/ Dear Ontario Teachers, Re: Should I Make an OTIP LTD Claim, and What if OTIP Denies My Claim? As we approach what… Read More

What if I am Self-Employed Become Disabled

If I Work for Myself and Get Injured, What Happens? Disability Claims Under Individual Disability Policies: Getting the Peace of Mind You’ve Paid For From… Read More

To Return or Not to Return – That is the Question

Is Now the Right Time to Return to Work? Should I Return to Work or Claim Long-Term Disability Benefits? Once you have exhausted your sick… Read More

Teachers, What Are Your Rights if Your OTIP Long-Term Disability Claim has Been Denied

Teachers, In The Event That Your OTIP Long-Term Disability Claim is Rejected, What Are Your Rights? As teachers, you have been paying 100% of the… Read More

Teachers with Underlying Mental Health Conditions – Navigating Mandatory Vaccination Policies and Exemptions

Navigating Mandatory Vaccination Policies and Exemptions for Teachers with Underlying Mental Health Conditions With nearly 1,000 school staff at the TDSB and hundreds more from other… Read More