If you are in Sarnia and your long-term disability (LTD) claim has been denied, cut off, or delayed, Mulqueen Disability Law is here to help. Our team of dedicated long term disability lawyers and disability insurance claims lawyers represent individuals across Sarnia who are struggling to access the disability benefits they are entitled to. With years of experience in LTD law and disability benefits litigation, we provide compassionate, results-focused support for every client.

Helping Sarnia Residents Fight Denied LTD Claims

Insurance companies frequently reject LTD claims, even when individuals are unable to work due to legitimate conditions. Denials are especially common when symptoms are invisible, episodic, or difficult to measure. Whether you are dealing with physical illness, a mental health condition, or a mix of both, we will work closely with your healthcare team to document your limitations and present strong evidence of disability.

We assist clients with:

• Mental health conditions: depression, anxiety, PTSD, stress-related illnesses (depression disability lawyer)
  
• Chronic pain and fatigue: fibromyalgia, arthritis, back and joint injuries, autoimmune disorders (chronic pain disability lawyer)
  
• Neurological and musculoskeletal conditions: migraines, seizures, spinal issues
  
• Post-COVID and long COVID symptoms: breathing problems, fatigue, brain fog (COVID law firm, COVID litigation)
  

Our legal team understands how to present these complex cases to insurance providers who often dismiss them without proper review.

Advocating for Professionals Across Sarnia

Sarnia’s workforce is diverse, ranging from healthcare providers and teachers to skilled trades and industrial workers. We understand the unique challenges of proving disability in jobs that require sustained concentration, heavy physical labor, or both.

We regularly represent:

• Healthcare professionals: nurses, PSWs, and technicians
  
• Educators: teachers, principals, and school staff
  
• Industrial and trades workers: refinery workers, construction workers, electricians, and mechanics
  
• Public service, IT, finance, and business professionals
  

By linking medical evidence to your specific job duties, we make it clear to insurers that your condition prevents you from performing your occupation — even when they try to argue otherwise under “any occupation” standards.

Disability Insurance Claims in Sarnia

At Mulqueen Disability Law, we handle a wide range of disability insurance disputes, including:

• LTD appeals and lawsuits for denied or terminated claims (LTD claim, LTD denied, LTD appeal)
  
• Short term disability disputes with insurers and employers (short term disability law firm)
  
• Life insurance disputes for families facing denied benefits (life insurance lawyer, life insurance claims lawyer, life insurance litigation)
  
• Disability insurance litigation for both visible and invisible illnesses
  
• Bad faith claims when insurance companies act unfairly or unreasonably
  

Whether you need disability legal assistance to file an appeal or a skilled disability insurance law firm to pursue litigation, we are here to protect your rights.

Common Conditions in Disability Claims

Our long term disability litigation team has successfully represented clients with a wide range of conditions, including:

• Mental health claims: depression, anxiety, PTSD (depression disability lawyer)
  
• Chronic pain disorders: fibromyalgia, arthritis, degenerative disc disease (chronic pain disability lawyer)
  
• Long COVID and post-viral conditions (COVID litigation, COVID law firm)
  
• Neurological and musculoskeletal disorders
  
• Fatigue, autoimmune diseases, and rare conditions that are often overlooked by insurers
  

Because these illnesses are often misunderstood or minimized by insurance providers, strong advocacy and detailed medical documentation are essential.

Why Choose Our Sarnia Disability Insurance Lawyers

Mulqueen Disability Law offers decades of combined experience in LTD law, disability insurance law, and life insurance litigation. Having worked on both sides of disability claims, our team understands how insurance companies think — and how to challenge their tactics effectively.

What makes us different:

• No fees unless we win your case
  
• Personalized, trauma-informed service from start to finish
  
• Deep knowledge of long term disability OTIP claims and specialized insurance disputes
  
• Proven results in disability benefits law and insurance claims law firm cases across Ontario
  

Get Disability Benefits Legal Help in Sarnia

If your LTD benefits have been denied or terminated, you don’t need to take on your insurance company alone. Mulqueen Disability Law is a trusted disability insurance law firm serving Sarnia and surrounding areas. Our long term disability lawyers and disability insurance claims lawyers are committed to helping you get the support you deserve.

Contact us today for a free consultation. We proudly assist clients across Sarnia — from the waterfront to surrounding communities — with both in-person and virtual appointments available.